Azumah, Shaibu Baanni, Christopher Balinto, William Adzawla, and Linda Akoto Osei-Baafi. “Effect of Mobile Banking on the Banking Behaviour of Informal Sector Workers in Accra, Ghana”. Journal of Asian Business Strategy 10, no. 1 (April 14, 2020): 133–141. Accessed May 15, 2025. http://www.archive.aessweb.com/index.php/5006/article/view/4256.