Aliero, Ibrahim Hussaini, and Muhammad Mu’azu Yusuf. “Analysis of Constraints to Credit Access for SMEs in Sokoto Metropolis”. Asian Journal of Economic Modelling 5, no. 2 (April 24, 2017): 167–174. Accessed May 6, 2025. https://www.archive.aessweb.com/index.php/5009/article/view/896.